If you’re interested in therapy from the convenience of your own home or chosen private space online in Florida, then call the office of Richard Fincke, LMHC, at Urgent Care Counseling, LLC at (727) 505-0976 to schedule an appointment. Most major commercial insurances and self-pay are accepted. To help clients with various pay sources, such as third-party insurance, Richard Fincke, LMHC, works with a variety of online therapy platforms to help as many clients in need as possible. His office manager may direct you to reach him through an online platform that he contracts with to help you achieve the best rate possible for your therapy sessions. Please call 727-505-0976.
We accept a very wide variety of insurance plans as well as employee assistance plans. To find out if we are in-network with your insurance you can contact your insurer or contact us with the name of your plan.
PPO plans may also be accepted.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
-Do I have mental health insurance benefits?
-What is my deductible, and has it been met?
-How many sessions per year does my health insurance cover?
-What is the coverage amount per therapy session?
-Is approval required from my primary care physician?
Questions regarding your insurance authorization and billing will be handled by our specialist in these areas. We contract with several professional medical utilization services that help us to reach as many clients with the greatest variety of pay sources. To achieve our goal of offering quality professional psychotherapy services throughout the State of Florida, and to help make the remuneration process simple and cost-effective. Self-pay clients will be required to provide a credit or debit payment source at the time an appointment is scheduled to reserve the time for therapy with the therapist. Your card will not be charged until the service hour passes. You will receive an e-receipt in your email whenever a charge is made to your card. Remember to alert the office of any payment arrangement changes, such as the need to use a different payment source.
Rates
With insurance, your rate can vary depending on several factors. Please contact your insurance company and then speak to us to find out what your rate will be. When using insurance, be aware that you are responsible for the co-pay, co-insurance, and at times, your insurance will not cover services before the plan's deductible requirement is satisfied.
If we do not accept your insurance, we would be glad to provide you with a 1500 form to send to your insurance company to request reimbursement. Some of our services are not reimbursable by most insurances, and therefore, other payment arrangements may be required. When this is an issue, you will be notified in advance of the service appointment and will be able to discuss options with the office manager or therapist.
Private Pay Clients Accepted
In the event you do not have insurance coverage that covers mental health services or the services you are seeking or you do not have insurance at all, we use the term “private pay” as a description that you will be paying for sessions in full.
Our rates for private pay sessions are based on Income. We do not verify clients' income. Therapy is a trust relationship; therefore, we at Urgent Care Counseling, LLC expect the client to be honest about their total income when requesting appointments and inquiring about their out-of-pocket costs.
Sliding Fee Scale, based on household income (Household includes personal income, spouse/housemate income combined).
All of our Private Pay non-third-party (insurance) contract payment fees for therapy are based on an automatic Sliding Fee Scale. This fee will be discussed with the client or guardian at the time the appointment is scheduled and put into a no-surprise contract for acknowledgement and signature. The No Surprise Fee Contract and Consent for Treatment for psychotherapy and Online Telehealth Services must be signed and summitted before the appoinment time. Services can not be renereded without the appropriate signatures on the required consent forms.
$90.00 to $200.00 for the initial intake session.$90.00 to $200.00 for follow-up sessions after the intake session.
Payment
Payment must be made using a United States major Credit Card or Debit Card, or a Health Savings Account Debit Card when mental health and or behavioral health services are apporved.
Cancellation Policy
If you do not show up for your scheduled therapy appointment or if you cancel without notifying us at the offices of Richard Fincke, LMHC, at Urgent Care Counseling, LLC, at least 24 hours in advance, you will be required to pay a $70 cancellation fee. We understand that exceptional circumstances occur, though, and will make efforts to work with you when possible.
We are a provider for the following insurances and organizations at this time, and we always accept self-pay clients.
Now accepting the following HMO and PPO Insurance Plans:
Cigna, United Health Care / Optum, FLORIDA BLUE /BLUE CROSS-BLUE SHEILD
Tri Care, BayCare EAP, NEW DIRECTIONS.
Out-of-network benefits for Mental Health Care and Single Case Agreements, when available.
***BayCare Life Management / EAP WITH AUTHORIZATION ONLY: CALL FOR DETAILS.
BayCare Employees, PHSC Students, St. Pete College Students, Pasco County Employees, etc...
-Questions? Please contact us for further information at 727-505-0976, Monday through Friday. If the office manager or therapist is not able to answer your call. Please leave a detailed voicemail with your name and phone number. Calls received over the weekends or holidays will be returned the following scheduled business day.