Rates & Insurance


We accept a very wide variety of insurance plans as well as employee assistance plans. To find out if we are in-network with your insurance you can contact your insurer or contact us with the name of your plan.

PPO plans may also be accepted.

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

-Do I have mental health insurance benefits?
-What is my deductible and has it been met?
-How many sessions per year does my health insurance cover?
-What is the coverage amount per therapy session?
-Is approval required from my primary care physician?

Questions regarding your insurance authorization and billing will be handled by our specialist in these areas, Mrs. Laura Fincke, A.S, BRE., We utilize a professional medical utilization service T & T Medical Billing Inc.


With insurance, your rate can vary depending on a number of factors. Please contact your insurance company and then speak to us to find out what your rate will be. When using insurance be aware that you are responsible for the co-pay, co-insurance and at times your insurance will not cover services before the plan deductible requirement is satisfied. In the event that we do not accept your insurance we would be glad to provide you with a 1500 form to send to your insurance company to request reimbursement. Some of our services are not reimbursable by most insurances and therefore other payment arrangements may be re q uired.

Private Pay:

In the event you do not have insurance coverage that covers mental health services or any insurance at all, we use the term “private pay” as a description that you will be paying for sessions in full.

Our rates for private pay sessions are:

$90.00 to $200.00 for the initial intake session.
$90.00 to $200.00 for follow up sessions after the intake session.

Reduced Fee/Sliding Scale

Reduced fee services are available on a limited basis. We also offer a sliding scale based on income. Please contact us and we will do our very best to work something out with you.


Cash, check and all major credit cards accepted for payment.

Ask us about the Prosper Mental Health Coverage Credit Card as an easy alternative to paying for your Mental Health Care. It is easy to apply, approval in minutes, low credit and bad credit is accepted.

Cancellation Policy

If you do not show up for your scheduled therapy appointment or if you cancel without notifying us at least 24 hours in advance, you will be required to pay a $50 cancellation fee or a fee up to the full cost of the session. We understand that exception circumstances occur though, and will make efforts to work with you when possible.

We are a provider for the following insurances and organizations at this time and we always accept a self pay client.

Now accepting the following HMO and PPO Insurance Plans:

Cigna, United Health Care / Optum  , FLORIDA BLUE /BLUE CROSS-BLUE SHEILD

Tri Care , Center Stone / Wounded Warrior and BayCare EAP, NEW DIRECTIONS, OPTUM

Out of network benefits for Mental Health Care and Single Case Agreements when available .

Vocational Rehabilitation by referral from VR only.

***BayCare Life Management / EAP

BayCare Employees, PHSC Students, St. Pete College Students, Pasco County Employees, Etc...


Questions? Please contact me for further information.